Last updated: July 10, 2026
This Privacy Policy describes how SwiftSpend (“the App”, “we”, “us”, or “our”) collects, uses, and protects your information when you use our personal finance tracking application and its companion Telegram bot. SwiftSpend is operated by Ashrafulla Atadjanov, an individual developer (“the Developer”).
By using SwiftSpend, you agree to the collection and use of information in accordance with this Privacy Policy.
We use your information to:
Spending forecasts and analytics are computed from your own data only. Your data is not used to train machine-learning models.
Where applicable law (such as the GDPR) requires it, we process your data on the basis of:
Your data is stored using Supabase, a third-party cloud database and authentication provider, which acts as our data processor. Data is protected by row-level security so that each user can access only their own data. Authentication sessions are stored securely on your device using the iOS Keychain. Transactions you create while offline are stored temporarily on your device and synchronized to our servers when connectivity returns.
SwiftSpend relies on the following third-party services, each with its own privacy policy:
We share with these providers only the data necessary for them to perform their function.
SwiftSpend offers optional auto-renewing premium subscriptions (monthly and yearly), processed by Apple through the App Store. We do not receive or store your payment card details. Apple provides us only with the subscription status necessary to enable premium features. Subscriptions can be managed or cancelled in your Apple ID account settings.
If you use the companion Telegram bot, your messages to the bot (such as quick expense entries) are processed to provide the service. You can enable an optional self-destructing messages setting, in which case the bot automatically deletes your messages and its replies from the chat approximately one minute after they are sent. This deletion affects the Telegram chat history only; transactions you created remain stored in your account.
You may delete your account at any time from within the App (Settings → Delete Account). When you delete your account, your personal identifiers are disassociated and your data is hidden from you and from any future sessions. We may retain anonymized, non-identifying records for analytics and service-improvement purposes. If you wish to request complete erasure of your records, contact us at the email below.
SwiftSpend is not directed to children under the age of 13 (or the minimum age required in your jurisdiction). We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us and we will take steps to remove it.
Depending on your jurisdiction, you may have the right to access, correct, export, or delete your personal data, and to object to or restrict certain processing. The App also provides built-in export of your transactions (CSV/Excel). To exercise these rights, contact us at the email below.
We take reasonable technical and organizational measures to protect your data, including encrypted transport (HTTPS), row-level access controls, and secure on-device session storage. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Your data may be processed and stored on servers located outside your country of residence. By using the App, you consent to such transfers, carried out in accordance with applicable law.
We may update this Privacy Policy from time to time. The “Last updated” date at the top reflects the most recent revision. Continued use of the App after changes constitutes acceptance of the updated policy.
If you have any questions about this Privacy Policy or your data, contact us:
Email: ashraf.elitedesign@gmail.com Telegram: https://t.me/SwiftSpend_support